3121-D Fire Road, Suite 173, Egg Harbor Township, NJ 08234
Free Resources on Laws
Federal Consumer Credit protection act
"...Congress moved to shield consumers and their financial records from abuse."
https://legcounsel.house.gov/Comps/Consumer%20Credit%20Protection%20Act.pdf
1. FAIr credit reporting act
"The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies."
https://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
What does your state say, with reference to the Fair Credit Reporting Act?
https://dta0yqvfnusiq.cloudfront.net/natio64307758/2019/02/State-FCRA-Rulings-5c547f4ed3603.pdf
2. what is the difference between federal and state fcra?
State laws are often more strict than federal laws. Know what your state has to say regarding FCRA.
https://blog.verifirst.com/what-is-the-difference-between-state-and-federal-fcra-laws
3. SUmmary of rights under New Jersey FCRA
If you are a resident of New Jersey, where this company is based, then this is the page for you.
https://infocubic.com/assets/uploads/2016/11/NJ-Summary-of-Rights.pdf
4. Pennsylvania and the credit services act
What does Pennsylvania have to say about what can and cannot be done with credit repair in that state?
https://www.dobs.pa.gov/Documents/Statutes/Credit%20Services%20Act.pdf
5. consumer credit file rights under state and federal law
What are your specific rights concerning your credit file?
6. Military Credit Monitoring
What protections are in place for active military personnel with respect to credit monitoring?
Other Resources
Your Credit History
This document has accompanying audio, which can be played for those who are visually impaired.
Using Credit
Managing debt
This document has accompanying audio, which can be played for those who are visually impaired.
Managing debt
Managing debt
Managing debt
This document has accompanying audio, which can be played for those who are visually impaired.
Welcome!
Welcome and thank you for stopping by!
Also, welcome to Tax Season 2025!
We provide tax preparation services based on appointments, though you must complete the Tax Organizer prior to the start of your appointment.
Please click HERE for your Tax Organizer.
If you have any questions about credit or would like to schedule a CreditRX Discovery Session, our team is here to help.
Please feel free to get a complimentary copy of our Credit Repair Guide. Click HERE!
- Clear Choice Financial Solutions LLC /Miss Tax Savvy